Chase Sapphire Preferred®
- Card Blogger
- Jun 26
- 3 min read
If you're looking for a premium travel rewards credit card without the premium annual fee, the Chase Sapphire Preferred® Card is one of the best values on the market in 2025. With 60,000 bonus points, enhanced travel and dining rewards, and access to the Chase Ultimate Rewards® portal, it’s a powerful tool for anyone who wants to turn everyday spending into unforgettable travel.
🌎 Why Chase Sapphire Preferred® Is the Best Mid-Tier Travel Card
60,000-point welcome bonus (worth $750 toward travel)
2x points on travel and 2x on dining
5x on travel purchased through Chase Ultimate Rewards®
No foreign transaction fees
Point redemptions are worth 25% more through Chase Travel
$50 annual hotel credit
Only $95 annual fee
✈️ Travel & Dining Rewards Breakdown
Category | Points Earned |
Travel via Chase UR® | 5x |
General travel purchases | 2x |
Restaurants & eligible delivery | 3x |
Online grocery (excluding Target/Walmart) | 3x |
Streaming services | 3x |
All other purchases | 1x |
These flexible bonus categories make it easy to rack up points whether you’re booking a flight or ordering dinner from your couch.
🎁 Welcome Bonus: 60,000 Points = $750 Travel Value
When you spend $4,000 in the first 3 months, you’ll earn 60,000 bonus points—redeemable for $750 in travel through Chase Ultimate Rewards® thanks to the 25% bonus multiplier.
✈️ Example: That’s enough for a roundtrip ticket to Europe or several domestic flights depending on dates and carriers.
🔓 Flexible Point Redemption Options
Travel through Chase Ultimate Rewards® (best value)
Transfer points 1:1 to top airline and hotel partners like United, Southwest, Hyatt, and Marriott
Redeem for cash back, gift cards, or Pay Yourself Back®
Use points for Amazon and Apple purchases
Unlike many rewards cards, Chase points don’t expire, and redemption values can be strategically boosted.
💼 Additional Benefits & Travel Protections
Trip cancellation/interruption insurance up to $10,000
Primary rental car insurance
Lost luggage reimbursement
Purchase protection and extended warranty
$50 annual hotel credit on bookings through Chase Travel
Plus, the card is part of Visa Signature®, giving you access to premium benefits and support.
📊 Sapphire Preferred vs. Travel Card Competitors
Feature | Chase Sapphire Preferred® | Capital One Venture | Amex Gold Card |
Welcome bonus | 60,000 points | 75,000 miles | 60,000 points |
Travel redemption boost | 25% via Chase Travel | Flat value (1 cent) | Limited flexibility |
Transfer partners | Yes (1:1) | Yes (varies) | Yes |
Annual fee | $95 | $95 | $250 |
Dining rewards | 3x | 2x | 4x |
Travel insurance | Strong | Moderate | Limited |
✅ Chase Sapphire Preferred® hits the sweet spot between value and flexibility, especially for travelers who want premium perks without a premium price tag.
👌 Who Should Get This Card?
The Chase Sapphire Preferred® Card is ideal for:
Frequent travelers or foodies who want high-value rewards
People ready to earn flexible points they can transfer or redeem for top value
Cardholders looking for strong travel protections and benefits
Anyone who wants a trusted, proven rewards card with long-term value
💡 Final Verdict: Is the Chase Sapphire Preferred® Worth It?
100% yes. For just a $95 annual fee, you get:
A huge sign-up bonus
Great rewards on everyday categories
Strong travel protections
Access to a top-tier rewards ecosystem
Whether you're just getting into travel hacking or want to graduate from a basic cash-back card, the Chase Sapphire Preferred® is a perfect next step.
Disclaimer: Credit card terms are subject to change. Always confirm current offers and APRs on the Chase website.
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